Tool Workspace
Enter your loan amount, annual interest rate, and loan tenure to instantly calculate your monthly EMI, total interest payable, and total repayment amount.
₹
%
Advanced Settings (Prepayment & Fees)
Your Monthly EMI
₹0 / month
Total Interest
₹0
Total Repayment Amount
₹0
Loan Breakdown
Principal
50%
Principal Amount
Interest Amount
Compare Loans Option (Side-by-Side Comparison)
Configure Loan 2 (Comparison)
Comparison Analysis
| Metric | Loan 1 | Loan 2 | Difference |
|---|---|---|---|
| Monthly EMI | ₹0 | ₹0 | ₹0 |
| Total Interest | ₹0 | ₹0 | ₹0 |
| Total Payment | ₹0 | ₹0 | ₹0 |
Payment Amortization Schedule
| Month | EMI Payment | Principal Paid | Interest Paid | Remaining Balance |
|---|
Disclaimer: EMI calculations are approximate and may vary depending on lender policies, processing fees, taxes, and repayment terms.
Why Use Our EMI Calculator?
Accurate EMI Calculation
Instantly computes installments using standard mathematical formulas.
Loan Comparison
Compare two different loans side-by-side to find the cheapest option.
Prepayment Impact
Understand how much interest and tenure you save by paying extra.
Interactive SVG Chart
Visual breakdown of principal vs interest component in your loan.
Frequently Asked Questions
What is EMI?
How is EMI calculated?
Can I calculate home loan EMI?
Is the EMI amount fixed?
Complete Loan EMI and Interest Calculator
Calculate monthly loan EMI payments, principal balances, interest rates, flat/reducing schemes, and download PDF reports.
Why Use Our EMI Calculator?
- Supports Flat vs Reducing interest schemes
- Amortization breakdown charts and tables
- Download detailed repayment PDF reports
Frequently Asked Questions
What is the difference between Flat and Reducing interest?
Flat interest is calculated on the full principal throughout the tenure. Reducing interest calculates interest only on the outstanding principal, saving money.
Can I export my amortization schedule?
Yes, you can download a complete PDF report of your repayment schedule.
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